Banks.

Post by **D41** » 24 Feb 2015, 15:47

Who does everyone bank with over there??
Anyone in particular to avoid??

Post by **Perkles** » 24 Feb 2015, 15:50

bank of scotland , been faultless for me for over 25 years

Post by D6 » 24 Feb 2015, 16:08

Nationwide.

Been good for Mortgages too and offer deals not available unless you are a customer.

Post by **kingfixer** » 24 Feb 2015, 16:12

I bank with Barclays for my business accounts & current accounts, works for me !

Post by **Monty** » 24 Feb 2015, 16:13

D6 wrote:Nationwide.

Been good for Mortgages too and offer deals not available unless you are a customer.

What he said

Post by **Kwacky** » 24 Feb 2015, 16:14

Nationwide are very good.

First Direct get excellent reviews for customer service.

Post by **Blade** » 24 Feb 2015, 16:44

Lloyd's have been very good to me and have a current account that comes with a range of free gifts like cinema tickets or magazine subscription and a good rate of interest. The account is free to operate if you pay your wage in, otherwise its £5 a month.

Post by **C00kiemonster** » 24 Feb 2015, 17:03

First Direct since they started. Very good indeed.

Post by **Blade** » 24 Feb 2015, 20:51

Just an idea if you don't like banks I will happily look after your money for you

PM me for the latest offers for new customers at the International Bank of Blade

Post by **Bratty** » 24 Feb 2015, 21:10

Lloyds bank were crap for me, I was with them for about 12 years I won't go into circumstances but I was glad to leave them, I'm with the Cooperative bank now and very pleased.

Post by **D6Nutz** » 24 Feb 2015, 21:26

HSBC for both business and personal banking, been very happy with the service for 15 years or more.

Post by **duke63** » 24 Feb 2015, 21:41

No such thing as a good bank, just some that are less worse than others.

You may not find it easy to open an account without a UK address and being on the electoral roll, D41.

Post by **Frankie** » 24 Feb 2015, 22:25

Bank of mattress, seems to yield more interest than the high street ones!

Post by **StMarks** » 24 Feb 2015, 22:33

Another vote for First Direct here, best bank I have been with by a huge margin IMHO.

For various reasons I also bank with Barklies, Santader & Lloyds, but none of them even come close to FD.

Incidentally believe that the Swiss branch of their parent company have proved useful for you international playboy types D41.

Hth.

Post by **DaytonAndy** » 25 Feb 2015, 09:32

Depends what you want it for! If you're over here for a while, you might consider one of the 'premium' bank accounts. I pay for my bank account with Lloyds but with that I get free travel insurance, mobile insurance, aa membership etc.

Post by **D41** » 25 Feb 2015, 17:34

duke63 wrote:No such thing as a good bank, just some that are less worse than others.

You may not find it easy to open an account without a UK address and being on the electoral roll, D41.

Cheers....that was my next question - what do I need?? I lhave my licence with my Uk address on it, and I have a British passport...I figure if I slap a couple of grand on the table they won't tell me to bugger off??

Post by **Kwacky** » 25 Feb 2015, 17:56

I would stick to no more than £500 unless you want the money laundering squad to investigate

Post by **D41** » 25 Feb 2015, 18:13

Fair do's...I'll sound them out...if they're half decent they'll steer me in the right direction....plus I have nothing to hide.

Post by **Si.** » 25 Feb 2015, 18:25

It used to be anything under £9k, and the bank doesn't inform HMRC, at least thet was the case 7 yrs ago.

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