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Talking about insurance

Posted: 14 Dec 2015, 15:19
by Kwacky
They don't advertise it, but Aviva will give you a discount if you've already got a policy with them. So you could take out annual holiday insurance for say £30 and when you go to get motorcycle insurance you get a big discount.

My wife got about 15% knocked off her car insurance when she told them we have our house insurance with Aviva. The bloke she spoke to confirmed you get a discount regardless of what other insurance you've got with them. He was the one who recommended having annual travel insurance.

Re: Talking about insurance

Posted: 14 Dec 2015, 15:31
by Cav
Bargain... I'll bear that in mind! :)

Re: Talking about insurance

Posted: 14 Dec 2015, 15:36
by StMarks
Fwiw I change our vehicle policies every year, have done so since long before Compare the Meercat & the others were around. I realised very early on that there was always another insurer who would offer us insurance cheaper than our renewals.
Until this year.
Last year I changed to Aviva, I also lumped into their multi-vehicle policy. It was a lot cheaper than the renewal I had been offered.
This year, when I got my renewal quote from Aviva I set about sorting the cheaper replacement. (nod)
& failed.!!! (shocked)
For the first time ever my renewal quote was (substantially) cheaper than changing insurer.???

I have checked & double checked all the details are correct, they are.

So this year I have renewed with Aviva.
It actually felt a bit strange. (smirk)

They declined to insure my 675 though. Apparently it's in too high a risk category for Aviva.

Re: Talking about insurance

Posted: 14 Dec 2015, 15:45
by Cav
For 2 years MCE have been the cheapest for my by far so I just renewed with them when I was at the show - saved myself over £100 from last year

Re: Talking about insurance

Posted: 14 Dec 2015, 15:45
by Blade
Everyone knows 675 owners are risk takers ;)

Re: Talking about insurance

Posted: 14 Dec 2015, 15:49
by Kwacky
My wife has got 2 cars. She was with Admiral, who pride themselves on multi-vehicle policies.

Aviva could do both cars for the same price Admiral wanted for one.

I wouldn't touch MCE with a napalm coated bargepole.

Re: Talking about insurance

Posted: 14 Dec 2015, 15:51
by Kwacky
Blade wrote:Everyone knows 675 owners are risk takers ;)
Apart from when it comes to the weather (giggle)

Re: Talking about insurance

Posted: 14 Dec 2015, 15:53
by Cav
Kwacky wrote: I wouldn't touch MCE with a napalm coated bargepole.
What's your reasoning?

Re: Talking about insurance

Posted: 14 Dec 2015, 15:55
by Kwacky
They're shite. Really bad customer service. I had all sorts of problems with them as they got some very basic details wrong on my insurance. Then when I decided not to renew it took forever to get confirmation of my no claims.

Have a read of this thread on 675cc http://www.675.cc/675/threads/mce-insurance.28278/" onclick="window.open(this.href);return false;

Re: Talking about insurance

Posted: 14 Dec 2015, 15:59
by Kwacky
and I think from memory Spudda had a load of problems with them not sending him a copy of the policy.

Re: Talking about insurance

Posted: 14 Dec 2015, 17:33
by TonyB
Cheers for the info. I need travel insurance for a weeks skiing over the new year and my bike insurance is due on the 1st Jan

Re: Talking about insurance

Posted: 14 Dec 2015, 19:22
by Fireblade_Ro
Kwacky wrote:They're shite. Really bad customer service. I had all sorts of problems with them as they got some very basic details wrong on my insurance. Then when I decided not to renew it took forever to get confirmation of my no claims.

Have a read of this thread on 675cc http://www.675.cc/675/threads/mce-insurance.28278/" onclick="window.open(this.href);return false;
I second that... customer service is terrible. When I was hit by a drink driver this May it took me 3 days to get through to them to get it reported!!! It was on the road side for 3 DAYS! I had about 10 different case handlers, multiple trainees and countless mistakes were made. It was a terrible experience! Yes, they're the cheapest going... but you get what you pay for when it comes to them!

Re: Talking about insurance

Posted: 14 Dec 2015, 19:29
by Perkles
Mce also rape you on any mid term adjustments,I won't use them again I would rather pay a bit more and go elsewhere

Re: Talking about insurance

Posted: 14 Dec 2015, 19:51
by duke63
Cheapest isn't necessarily the best value.