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Insurance renewal

Posted: 16 Feb 2019, 11:38
by duke63
Gone up £3 on last year.

Might review the breakdown cover though. Bikesure want £73. What are others paying?

Re: Insurance renewal

Posted: 16 Feb 2019, 14:19
by Kwacky
Mine's included.

My renewal is due next month. It'll be interesting to see how much the collection is going to cost me :D

Re: Insurance renewal

Posted: 16 Feb 2019, 15:08
by D6Nutz
I've got personal breakdown with the RAC, covers me and the wife regardless of the vehicle we're in.

Re: Insurance renewal

Posted: 16 Feb 2019, 19:03
by Blade
Same as Nutz. Me and missus covered in any vehicle for about 60 quid a year.

Re: Insurance renewal

Posted: 16 Feb 2019, 20:09
by duke63
My car is covered by Audi so I have to buy separately for the bike.

Re: Insurance renewal

Posted: 18 Feb 2019, 08:03
by Rossgo
duke63 wrote:Gone up £3 on last year.

Might review the breakdown cover though. Bikesure want £73. What are others paying?
£73 a year???? I pay a huge amount more. Not even my dad pays as little as that. Dam!!

As for breakdown I'm going to look into this today as well. I had a renewal come through a couple weeks back and they want 10 or 15 quid more than they did last year. I dont want to pay more going to ring them up and ask for it to be less or were just leave. It's personal breakdown with green flag so there's loads of other companies out there who offer the same

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Re: Insurance renewal

Posted: 18 Feb 2019, 09:40
by StMarks
Rossgo wrote:As for breakdown I'm going to look into this today as well. I had a renewal come through a couple weeks back and they want 10 or 15 quid more than they did last year. I dont want to pay more going to ring them up and ask for it to be less or were just leave. It's personal breakdown with green flag so there's loads of other companies out there who offer the same
Presumably you're going to look quite carefully at the cover & exclusions, as well as the customer approval of the breakdown cover company offered.?
I would have thought that a "recovery to home" cover may be useful for you upcoming trip

Re: Insurance renewal

Posted: 18 Feb 2019, 09:52
by Rossgo
StMarks wrote:
Rossgo wrote:As for breakdown I'm going to look into this today as well. I had a renewal come through a couple weeks back and they want 10 or 15 quid more than they did last year. I dont want to pay more going to ring them up and ask for it to be less or were just leave. It's personal breakdown with green flag so there's loads of other companies out there who offer the same
Presumably you're going to look quite carefully at the cover & exclusions, as well as the customer approval of the breakdown cover company offered.?
I would have thought that a "recovery to home" cover may be useful for you upcoming trip
Yes it's all done now. It's with Green Flag and all for £84 for 2 people personal cover. It has

Cover at home
Car and passengers recovered to preferred destination
Message relay service
Personal cover - any vehicle we am travelling in I can call out my break down

I used to be with the AA (10 years) and to be honest I've always chosen onward travel and relay because I've always enjoyed a drive and if I'm 100+miles away or more then I dont want to be out of pocket. Used to travel to Aber (wales) once a month or once every couple month and never wanted to be stuck!

However AA is blinking expensive now and me and my misses decided that regardless of whether I'm a gold member with all these benefits, would I actually use them, we do lile our UK holidays and if we are 250 miles away from our home then it's beneficial to us.

With the Scotland and isle of man trip these breakdowns may come really in handy!



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Re: Insurance renewal

Posted: 18 Feb 2019, 10:02
by Blade
Rossgo I think Duke is quoting £73 for breakdown cover not his actual insurance premium.

Re: Insurance renewal

Posted: 18 Feb 2019, 12:14
by Rossgo
Blade wrote:Rossgo I think Duke is quoting £73 for breakdown cover not his actual insurance premium.
Oh ImageImage didn't realise that lol!!

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Re: Insurance renewal

Posted: 18 Feb 2019, 13:43
by duke63
Yes. If the whole thing was £73 I would have paid in full by now.

The two bikes insurance comes in at £290.

Interestingly they now mention foreign cover rather than European cover.

Re: Insurance renewal

Posted: 18 Feb 2019, 13:47
by Blade
That's a good price for the Multi and 853 Duke (y)

Who is that with?

Re: Insurance renewal

Posted: 18 Feb 2019, 14:29
by duke63
Bikesure. Very easy to deal with as well.

Re: Insurance renewal

Posted: 18 Feb 2019, 15:00
by Blade
Cheers Duke I'll give them a try (y)

Re: Insurance renewal

Posted: 18 Feb 2019, 16:38
by D6Nutz
Blade wrote:Cheers Duke I'll give them a try (y)
They are excellent for modified bikes too, I insured the RSV with them for years.

Re: Insurance renewal

Posted: 18 Feb 2019, 17:22
by Blade
Yeah I've used them before Nutz and I renewed with them for years and then for some reason they no longer remained competitive for my needs.

Re: Insurance renewal

Posted: 19 Feb 2019, 04:52
by kiwikrasher
Reading this I just realised I haven’t insured the GB400 yet!!! I rang my normal insurance company but it wasn’t listed on their system so they couldn’t insure me. Need to ring around a few speciality insurers.

Re: Insurance renewal

Posted: 26 Feb 2019, 15:13
by Kwacky
My insurance is up at the end of March. Bennetts couldn't give me an indication today what it's likely to cost as it's too far away. They usually deal with renewals 3 weeks before the due date.

I'll start doing some calling around. It's a real ballache though with more than one bike.

And why the feck do they always ask you if it's going to have a fecking sidecar?

Re: Insurance renewal

Posted: 26 Feb 2019, 18:02
by Blade
Yes agree pita when rinigng round with multiple bikes and modifications.

So far I'm getting quote 496 for 3 bikes but that does include :

Protected NCB
500 Excess Protection
1500 helmet and leather cover
90 days European cover
Breakdown (European, home and full recovery)
Legal cover

Re: Insurance renewal

Posted: 26 Feb 2019, 18:35
by Kwacky
The excess for the MV is £0 with my current insurer