Tank Slap - Motorcycle Forum

Deegee wrote:
I’ve got a nasty feeling you’ll find the lad that was driving was nothing to do with the real owner of that car, he was going to go through the motions until you got your phone camera out, any details you may have got would have turned out to be erroneous.

Well if that's the case and I lose my no claims then I have no option but to sell the Street Triple. I struggle as it is to insure two bikes without a garage. I can't see me getting anything under 4 figures next renewal for two bikes if I've got a claim against me.

The thought cheers me up no end.

What a fooking day

Sorry to hear this buddy glad you are ok. Agreed with StMarks - shock can hit in at any time so make sure you have company for the rest of the night

Well done for staying shiny side up

Personally I don't believe the car was nicked, most likely he was smoking and he knew he was in for a hammering when you caught him out and believed he could get away with it. I bet the driver is prob shaking in his boots tonight wondering if he will get 12 black boots knocking at his front door

If the car was nicked though can you still claim against their insurance because legally it was covered at time of incident? I understand it's not fair to the owner of the vehicle but neither is paying for bottled water - basics to survive.



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Yep, there's insurance on the vehicle so my insurers claim against that.

I've got until April to resolve things, because that's when it's renewal time.

Shit man.

Let me know if you need anything. I've no idea what I can do to help but I've got garage space if you need it.

I'm glad that you are ok mate , my guess is it's his mums/sisters car . Hope it all gets resolved satisfactorily .

Same, glad your not damaged.... What a pain though

Jack wrote:I'm glad that you are ok mate , my guess is it's his mums/sisters car . .

I really hope that’s the case, the routine Kwacky described is horribly familiar - I got hit in London years ago, took all his details and put the company accident report in as required, got the vehicle repaired and didn’t think any more about it, until that is our Transport Manager phoned to tell me it was a duff address and the guy didn’t exist. Fortunately the Law had it all on cctv as it was a major junction on the A13, so I was cleared of falsifying an accident to cover up damage I’d caused elsewhere.

Fingers crossed for you Kwacky.

Kwacky wrote:Yep, there's insurance on the vehicle so my insurers claim against that.

I've got until April to resolve things, because that's when it's renewal time.

They best not drag their feet on this matter then mate

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Kwacky wrote:I'm hoping the lack of interest from the police means it's not nicked.

Isn’t it the case that even if the vehicle was nicked then as long as it’s insured then the owners insurance would cover it?

2014 Ford Ka

LL14MUP Car information

This 2014 Ford Ka Titanium on numberplate LL14 MUP was first registered on Thursday 15th of May 2014 near Stanmore. At an estimated 27,086 miles, this car has done a lower than average number of miles for it's age. This car had 1 previous owner before the current keeper acquired it.

March 2017
MoT MOT Test | 23,216 miles
Pass
Advisories

Offside Windscreen has damage to an area less than a 10mm circle within zone 'A' (8.3.1a)

Tax due: 01 August 2018 - kids short of cash don't tax a car for 12 months.

I still suspect he's in his mum's car. 999 didn't react when I have them the number, they didn't ask for occupant details so hopefully that means it's not nicked. The police this afternoon didn't react either when they put the reg in. Given that the lads in the car didn't want their faces to be seen, nor did the driver, he had his lights on and that it was early in the morning, I reckon they've been up to no good and were on their way home. He mentioned Bedford a couple of times and when I asked him his postcode he blurted out MK42 before pausing and giving me crap info for the second half of the postcode. One of his mates shouted out Bradford, not Bedford which could have been him trying to get his mate to cover up where they're from.

Who knows?

It's all guesswork.

So unless the car is cloned, the positives are: tax, MOT and Insurance.

duke63 wrote:

Kwacky wrote:I'm hoping the lack of interest from the police means it's not nicked.

Isn’t it the case that even if the vehicle was nicked then as long as it’s insured then the owners insurance would cover it?

Yep - RTA Insurers. I get paid, the car insurers try and get the money back from the owner.

duke63 wrote:

Kwacky wrote:I'm hoping the lack of interest from the police means it's not nicked.

Isn’t it the case that even if the vehicle was nicked then as long as it’s insured then the owners insurance would cover it?

I'm pretty sure you're correct (although obviously you'd expect Kwacky's going to know all this better than we do anyway).
Presumably the concern would be if it's a ringer (as I posted earlier) because then the insurance company that is responsible for the actual vehicle that the plates belong to will be able to deny any responsibility.??

Sorry Kwacky, I must have written that at the same time as you.

MID search was performed on: 17/10/2017
askMID case number: 16584545

Policy Number: 52971519822
Insurer: MARKERSTUDY INSURANCE
Claims Contact: MARKERSTUDY INSURANCE COMPANY 0870 1666 510.

Kwacky wrote:MID search was performed on: 17/10/2017
askMID case number: 16584545

Policy Number: 52971519822
Insurer: MARKERSTUDY INSURANCE
Claims Contact: MARKERSTUDY INSURANCE COMPANY 0870 1666 510.

Have you rung his insurer to tell them they owe you cash?

No. I doubt there's anyone there at this time of night

It's not my job to report his accident to his insurers. The longer he fails to report it the worse it looks for him. The insurance process isn't quick so I can sit back for a bit now that I've got a lot more information.

Next step is the quote for the damage. I've already told the Insurers I don't want/need a replacement vehicle and I don't want them to use their company for the repairs.

Glad to hear he is insured and you won't be left high and dry as a victim of someone's else mistake.

Hope it gets settled soon with minimum fuss.

His insurers wouldn't even deal with you if you did call, would they??

No, but they would register the claim on the system and then contact their policyholder.

sorry to hear about this Kwacky, but glad you stayed on.

It's the long term affect for you I am gutted about too. That's the crap thing with insurance, even if not at fault, it is still classed as a claim. I hope it doesn't affect anything, and the street can stay.

At least next Sunday you can take your mind off it.